Where To Borrow 500 Loans In Louisiana With Low Income

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Posted in: Payday Loans For Bad Credit

We all know how aggravating you feel when you need cash urgently. Even when you have a steady income and regular savings, some financial situation are just too big for you to handle. Knowing where to get legit payday loans approved quickly will be much appreciated. 100DayLoanLenders.com provides a convenient and secure service to find direct loans in Louisiana round the clock. Try it now, its free and takes just a few minutes.

Looking for an usa payday loan in Louisiana? Fill out a simple form and get approved on the same day.

To start, we will explain what are payday loans and how they work. Actually, this goes by many names and they all refer to the same service. You can borrow up to 500 in Louisiana, this depending on which state you reside in. The loan must be paid back in full on your next pay day, so this can go as far as 30 days. You can easily get one at local loan places, or simply use 100DayLoanLenders.com. This post shows some useful tips on what you need to know to get easy loans in Louisiana.

Use 100DayLoanLenders.com to find a loan in these cities

Alexandria, Baton Rouge, Bossier City, Lafayette, Lake Charles, Monroe, New Orleans, Shreveport

When To Use Payday Loans Online In Louisiana

More and more U.S. consumers are becoming familiar with safe payday loans nowadays. Many of our friends have used one over the past year. Even though there are many critics, payday loans still serve an important role in many peoples’ lives. They are easy to get, and the money reaches you as quickly as the next business day. Most importantly, when you cannot get any offer at banks due to credit problems, loans are still possible.

5 Valid Reasons To Get A Payday Loan

You can find all sorts of reasons why people borrow a payday loan, some are very valid, some less. If you are wondering should you get a loan for extra cash, 100DayLoanLenders.com may be able to help.

  1. So your favorite bank refuse to give you a loan and you wonder why. Banks are known to have strict lending criteria, so not many people can qualify. If all you wanted is $500 to pay your late bills or rent for the month, payday loans online will be the faster solution. You can skip queuing at the banks or fill pages of paperwork. Just a simple form on 100DayLoanLenders.com and receive a free loan quote.
  2. Many families in Louisiana are having a hard time coping with expenses, groceries, utilities, etc. Actually, this is a very common purpose for borrowing loans. As many as 70% of Americans use them for their household expenses because they run out of money before their next paycheck. Inflation is making consumer goods expensive, while competition drives their income low. Many borrowers live from paycheck to paycheck and often use up all their spare cash too quickly, so they resort to short term loans to cover the gap.
  3. Are you late for your credit card bill? You know this is going to get expensive and troublesome. Your creditor will start calling you everyday and send warning letters to collect the amount you owe. To stop the collectors from bothering you, get an online payday advance via 100DayLoanLenders.com and pay off the debt. As long as you can pay back as scheduled, these can be useful.
  4. It is not that easy asking family and friends for money – your reputation and privacy is at stake. If you cannot put down your ego to ask for monetary assistance, a $100 payday loan in Louisiana may be the answer. These are very discreet, so no one will find out that you have problems. Get the cash you want without involving any people you know.
  5. We will not hesitate to get a loan online if the money can be used to pay a debt that can cost a lot otherwise. For example, you may have pledge some collateral for a secured loan and may lose it if you do not pay up. This can be your car in title loans, or some sentimental jewelry at pawnshops. You may be justified to borrow a safe loan despite the high interest rate.

Advantages Of Getting A Louisiana Payday Loan At 100DayLoanLenders.com

These are some benefits you get here:

  • Do not know where to find a new lender? Fill a simple form once and we connect you to a large network comprising of 100+ lenders based in U.S. One of them may decide to provide you a loan quote. The problem with finding on your own is that you have to waste a lot of time filling up forms at every location. When you are in a hurry, this is not acceptable. So load our simple loan page and get a free quote in minutes.
  • Same day approval, next day cash. No matter which state and city you live in, you can get a loan approved quickly. Next, lenders can deposit the funds securely to your bank account. You will be able to access the funds on the next business day. Note that online lenders cannot provide you the money today. There is the clearing process at the banks.
  • Online convenience. No need to find out where are the loan places near me. It is much better to use 100DayLoanLenders.com and access a small loan in Louisiana using your computer or mobile phone. We are available 24 hours every day and you can do this from anywhere. Once your loan is approved, your lender can transfer the money securely to your bank account.
  • Transparent fees, easy to understand terms and conditions. Fast approval lenders are required by the law to disclose all applicable fees upfront to the borrowers. You can check for unreasonable fees and decide whether to borrow from a particular lender. Make sure you find out how much you are paying for an payday advance online, when is the payment date etc.

What You Need To Know To Get Legit Loans In Louisiana

Payday loans are subject to specific laws in each state. You cannot get one from lenders in another state just because the terms are better. When you request for a loan offer, only lenders operating in Louisiana can respond. This is how the system works.

If you run of cash and do not even have a few dollars to buy food or you crashed your car and receive a huge repair bill, let 100DayLoanLenders.com help you find a loan lender and resolve your money problem today.

3 Features Of A Louisiana Payday Loan

Here are some ways you stand to gain:

  • You can be approved in as fast as an hour. This is so different from traditional loan providers, that may take days to tell you they decided not to lend you any money.
  • Get the money in your bank account as soon as the next business day. If you need the money urgently, find a loan lender in Louisiana that have streamlined operations. Always ask any potential lender when you can get the money before signing the contract.
  • You are not restricted on how you can use the money from a pay day loan. This is a multi-purpose loan. Buy a new mobile, tablet or gaming laptop if you will. Just pay back on the deadline as agreed. You may get a better loan offer next time if you need some money again.

Can I Get A Loan For $150 With Bad Credit

Need a 200 loan but have poor credit? No problem here. This is not a big issue, but you need to fulfill the other lending requirements in order to qualify for a legit loan in Louisiana. All lenders will check your credit history, income level and existing debts to decide if you will be able to pay them back.

You can rely on 100DayLoanLenders.com to help you find a lender when you have no other ways to get the money. It is true that payday loans cost a lot, and you may not benefit in the end. Can you wait a few weeks till you get your wages? If you have made up your mind to use a loan to set things right in your life, then let us help you take the next step.

Quick payday loans are easy to get. As mentioned earlier, you do not require high credit scores to be eligible. However, the price to pay is high APR. Some costs and regulations about Louisiana payday loans are listed below:

  • Maximum APR. In Louisiana, the maximum annual percentage rate allowed for cash advance loans is 456.25%. You lender may charge loan rates that are different than this figure, but not more.
  • Acquisition charges. If the amount of a fast payday loan you borrow is between $30 and $100, you may expect a legit acquisition charge of one-tenth of the loan amount. If this is more than $100, the acquisition charge cannot be more than $10.
  • Maximum amount. You can get a maximum of 500 payday loan in Louisiana.
  • Loan length. A payday loan in Louisiana can range from 10 days to 31 days.

What You Need To Get Same Day Loans In Louisiana

At 100DayLoanLenders.com, it is as simple as 1-2-3 to borrow a 350 loan in Louisiana. The following are some minimum conditions required at many lenders. You must meet all 5 of them, as well as other tests in order to get a loan offer.

  1. You must be 18 years old or above to legally get loans in U.S.
  2. You are a legal resident of Louisiana. Loan companies will check your resident status and home address.
  3. You must have a stable income, earning above $1000 monthly. This is necessary as the lenders want to ensure borrowers can afford the loan payments.
  4. You must not have any existing personal loans or currently bankrupt.
  5. You must provide a phone number and email to receive the loan offer. The lender will contact you regarding the loan details, and verify your identity.

What we need are as shown on the loan form. These are basic info such as your name, address, email, social security number, employment, bank account numbers. Remember to state how much you want to borrow. These will be encrypted and sent to the lending network. An interested lender may respond with a loan offer, showing the terms and conditions, fees, deadline etc.

Payday loans can be useful when you need money quickly. 100DayLoanLenders.com provides a convenient place to find one safely if you are living in Louisiana. There are no upfront fees and you can reject the loan offer without any obligations. Remember that such costly personal loans are designed for serious situations where the consequences can escalate quickly if you do not have the money. Refrain from misusing small payday loans for non-essential expenses. They will gradually erode your finances leaving you with less and less money eventually.

Lenders Operating in Alexandria, LA

  • Check Into Cash
    3658 North Blvd, Alexandria, LA 71301
    (318) 443-3839
    Services Available: Check Cashing Service, Bill Paying Service
  • Fast Money
    1717 Macarthur Dr, Alexandria, LA 71301
    (318) 445-4125
    Services Available: Financing Services, Payday Loans
  • Home Town Financial Services Inc
    1775 Elliott St, Alexandria, LA 71301
    (318) 484-3571
    Services Available: Financial Planning Consultants, Financing Services
  • Regions Bank
    3201 Monroe St, Alexandria, LA 71301
    (800) 734-4667
    Services Available: Mortgages, Banks
  • Union Bank Mortgage
    1412b Peterman Dr, Alexandria, LA 71301
    (318) 253-4531
    Services Available:

Lenders Operating in Baton Rouge, LA

  • Cash Cow
    1539 N Foster Dr, Baton Rouge, LA 70806
    (225) 376-6977
    Services Available: Title Loans, Alternative Loans
  • Easy Money Emg
    4433 Perkins Rd Ste 104, Baton Rouge, LA 70808
    (225) 383-2274
    Services Available: Check Cashing Service
  • Louisiana USA Federal Credit
    10289 Airline Hwy, Baton Rouge, LA 70816
    (225) 292-8910
    Services Available: Mortgages, Savings & Loans
  • OneMain Financial
    9634 Airline Hwy, Baton Rouge, LA 70815
    (225) 924-2374
    Services Available: Financial Services
  • Power Mortgage
    4600 Sherwood Common Blvd, Baton Rouge, LA 70816
    (225) 228-6570
    Services Available: Mortgages, Real Estate Loans, Reverse Mortgages

Lenders Operating in Bossier City, LA

  • Cash Cow
    2300 Airline Dr Ste 300, Bossier City, LA 71111
    (318) 588-7668
    Services Available: Title Loans, Payday Loans
  • Dr Check
    1817 Airline Dr, Bossier City, LA 71112
    (318) 936-2449
    Services Available: Financial Services, Payday Loans
  • Neucere, Janet, MLO
    2948 E Texas St, Bossier City, LA 71111
    (318) 741-8008
    Services Available:
  • OneMain Financial
    2750 Shed Rd Ste E, Bossier City, LA 71111
    (318) 746-7251
    Services Available: Financial Services
  • Thrifty Loans
    3000 E Texas St, Bossier City, LA 71111
    (318) 752-9191
    Services Available: Financing Services

Lenders Operating in Lafayette, LA

  • Acceptance Capital
    110 Travis St, Lafayette, LA 70503
    (337) 207-1773
    Services Available: Real Estate Loans
  • OUPAC Financial Services
    129 Arnould Blvd, Lafayette, LA 70506
    (337) 993-9081
    Services Available: Financial Planning Consultants, Financing Services
  • Paramount Residential Mortgage Group – PRMG Inc.
    216 Rue Louis Xiv, Lafayette, LA 70508
    (337) 408-8326
    Services Available: Mortgages, Financial Services
  • Ready Cash Advance
    1500 Moss St, Lafayette, LA 70501
    (337) 231-5121
    Services Available: Payday Loans
  • State Finance Co
    1819 NE Evangeline Trwy, Lafayette, LA 70507
    (337) 593-9005
    Services Available: Financial Services, Tax Reporting Service

Lenders Operating in Lake Charles, LA

  • John Anderson – Premier Nationwide Lending
    201 W College St Suite A, Lake Charles, LA 70605
    (337) 244-4344
    Services Available: Mortgages, Financial Services
  • Merchant’s & Farmers Bank
    4091 Nelson Rd, Lake Charles, LA 70605
    (337) 479-2086
    Services Available: Mortgages, Banks
  • Moore Finance
    2120 E Prien Lake Rd, Lake Charles, LA 70601
    (337) 436-7400
    Services Available: Banks, Financing Services
  • Pelican Finance
    3433 Ryan St, Lake Charles, LA 70605
    (337) 478-5626
    Services Available: Financing Services, Financial Services
  • Tower Loan of Lake Charles
    3431 Ryan St, Lake Charles, LA 70605
    (337) 480-9394
    Services Available: Mortgages, Financing Services

Lenders Operating in Monroe, LA

  • Alpha Loan
    216 Ouachita Ave, Monroe, LA 71201
    (318) 387-1056
    Services Available:
  • Courtesy Loans
    701 N 4th St, Monroe, LA 71201
    (318) 361-0135
    Services Available:
  • Friendly Finance Service
    1111 Winnsboro Rd, Monroe, LA 71202
    (318) 325-4355
    Services Available: Financing Services
  • I-20 Loans Finance Co
    505 Coleman Ave, West Monroe, LA 71291
    (318) 323-0020
    Services Available:
  • Republic Finance
    3101 Cypress St Ste 6, West Monroe, LA 71291
    (318) 323-6444
    Services Available: Financing Services, Financial Services

Lenders Operating in New Orleans, LA

  • Cash Cow
    3037 S Carrollton Ave # 7, New Orleans, LA 70118
    (504) 535-7530
    Services Available: Title Loans, Payday Loans
  • Liz Blum: IBERIABANK Mortgage
    4909 Prytania St, New Orleans, LA 70115
    (504) 310-7123
    Services Available: Mortgages, Financial Services
  • NOLA Lending Group, David J. Gilyot
    6050 Pontchartrain Blvd Ste 200, New Orleans, LA 70124
    (504) 289-0566
    Services Available: Mortgages, Financial Services
  • Parish Finance
    2019 Jefferson Hwy, New Orleans, LA 70121
    (504) 662-9873
    Services Available: Alternative Loans, Financial Services
  • Quik Cash
    2008 Saint Claude Ave, New Orleans, LA 70116
    (504) 944-1200
    Services Available: Payday Loans, Check Cashing Service

Lenders Operating in Shreveport, LA

  • Cash Cow
    2712 W 70th St Suite D, Shreveport, LA 71108
    (318) 415-6454
    Services Available: Title Loans, Payday Loans
  • E Z Cash
    2702 Line Ave, Shreveport, LA 71104
    (318) 221-7656
    Services Available: Check Cashing Service, Payday Loans
  • Lakeshore Small Loan Service Inc
    2601 Lakeshore Dr, Shreveport, LA 71103
    (318) 965-7386
    Services Available: Financial Services, Financing Services
  • Speedy Cash
    9360 Mansfield Rd, Shreveport, LA 71118
    (318) 317-2532
    Services Available: Money Order Service, Payday Loans
  • Western Finance
    8238 Jewella Ave Ste A, Shreveport, LA 71108
    (318) 687-1822
    Services Available: Financing Services, Financial Services