How To Borrow $350 Dollar Loans In Ohio With Bad Credit

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Posted in: Payday Loans For Bad Credit

We all know how uneasy you feel when you need money urgently. Even when you have a steady income and regular savings, some financial situation are just too big for you to handle. Knowing where to get small loans approved quickly will be much appreciated. provides a convenient and secure service to find a same day loan in Ohio round the clock. Try it now, its free and takes just a few minutes.

Looking for a legit loan in Ohio? Fill out a simple form and get approved on the same day.

To start, we will explain what are quick payday loans and how they work. Actually, this goes by many names and they all refer to the same service. You can borrow up to 500 in Ohio, this depending on which state you reside in. The loan must be paid back in full on your next pay day, so this can go as far as 30 days. You can easily get one at local loan places, or simply use This post shows some useful tips on what you need to know to get a loan in these cities in Ohio: Akron, Cincinnati, Cleveland, Columbus, Dayton, Hamilton, Lancaster, Mansfield, Springfield, Toledo, Warren.

When To Use A Payday Loan Online In Ohio

More and more U.S. consumers are becoming familiar with cash advance loans nowadays. Many of our friends have used one over the past year. Even though there are many critics, fast payday loans still serve an important role in many peoples’ lives. They are easy to get, and the money reaches you as quickly as the next business day. Most importantly, when you cannot get any offer at banks due to credit problems, poor credit loans are still possible.

5 Valid Reasons To Get An Ohio Payday Loan

You can find all sorts of reasons why people borrow a payday loan, some are very valid, some less. If you are wondering should you get a loan for extra cash, may be able to help.

  1. So your favorite bank refuse to give you a loan and you wonder why. Banks are known to have strict lending criteria, so not many people can qualify. If all you wanted is 400 to pay your late bills or rent for the month, a loan online will be the faster solution. You can skip queuing at the banks or fill pages of paperwork. Just a simple form on and receive a free loan quote.
  2. Many families in Ohio are having a hard time coping with expenses, groceries, utilities, etc. Actually, this is a very common purpose for borrowing 500 dollar payday loans. As many as 70% of Americans use them for their household expenses because they run out of money before their next paycheck. Inflation is making consumer goods expensive, while competition drives their income low. Many borrowers live from paycheck to paycheck and often use up all their spare cash too quickly, so they resort to short term loans to cover the gap.
  3. Are you late for your credit card bill? You know this is going to get expensive and troublesome. Your creditor will start calling you everyday and send warning letters to collect the amount you owe. To stop the collectors from bothering you, get a legit payday loan via and pay off the debt. As long as you can pay back as scheduled, these can be useful.
  4. It is not that easy asking family and friends for money – your reputation and privacy is at stake. If you cannot put down your ego to ask for monetary assistance, a legit loan in Ohio may be the answer. These are very discreet, so no one will find out that you have problems. Get the 300 dollars you want without involving any people you know.
  5. We will not hesitate to get a payday loan if the money can be used to pay a debt that can cost a lot otherwise. For example, you may have pledge some collateral for a secured loan and may lose it if you do not pay up. This can be your car in title loans, or some sentimental jewelry at pawnshops. You may be justified to borrow a small loan despite the high interest rate.

Advantages Of Getting An Ohio Payday Loan At

These are some benefits you get here:

  • Do not know where to find a good loan company? Fill a simple form once and we connect you to a large network comprising of 100+ lenders based in U.S. One of them may decide to provide you a loan quote. The problem with finding on your own is that you have to waste a lot of time filling up forms at every location. When you are in a hurry, this is not acceptable. So load our simple loan page and get a free quote in minutes.
  • Same day approval, next day cash. No matter which state and city you live in, you can get a loan approved quickly. Next, finance companies can deposit the funds securely to your bank account. You will be able to access the funds on the next business day. Note that online lenders cannot provide you the money today. There is the clearing process at the banks.
  • Online convenience. No need to find out where are the loan services near me. It is much better to use and access a payday loan in Ohio using your computer or mobile phone. We are available 24 hours every day and you can do this from anywhere. Once your loan is approved, your lender can transfer the money securely to your bank account.
  • Transparent fees, easy to understand terms and conditions. Popular loan lenders are required by the law to disclose all applicable fees upfront to the borrowers. You can check for unreasonable fees and decide whether to borrow from a particular lender. Make sure you find out how much you are paying for an online payday advance, when is the payment date etc.

What You Need To Know To Get Easy Loans In Ohio

Safe payday loans are subject to specific laws in each state. You cannot get one from lenders in another state just because the terms are better. When you request for a loan offer, only finance companies operating in Ohio can respond. This is how the system works.

If you run of cash and do not even have a few dollars to buy food or you crashed your car and receive a huge repair bill, let help you find a lender and resolve your money problem today.

3 Features Of A Ohio Payday Loan

Here are some ways you stand to gain:

  • You can be approved in as fast as an hour. This is so different from traditional loan stores, that may take days to tell you they decided not to lend you any money.
  • Get the money in your bank account as soon as the next business day. If you need the money urgently, find a lender in Ohio that have streamlined operations. Always ask any potential lender when you can get the money before signing the contract.
  • You are not restricted on how you can use the money from a payday loan. This is a multi-purpose loan. Buy a new mobile, tablet or gaming laptop if you will. Just pay back on the deadline as agreed. You may get a better loan offer next time if you need some money again.

Can I Get Loans Online With Unemployment

Need a $200 loan but have income issues? No problem here. This is not a big issue, but you need to fulfill the other lending requirements in order to qualify for easy payday loans in Ohio. All finance companies will check your credit history, income level and existing debts to decide if you will be able to pay them back.

You can rely on to help you find a lender when you have no other ways to get the money. It is true that payday loans cost a lot, and you may not benefit in the end. Can you wait a few weeks till you get your wages? If you have made up your mind to use a loan to set things right in your life, then let us help you take the next step.

Online payday loans are easy to get. As mentioned earlier, you do not require high credit scores to be eligible. However, the price to pay is high APR. Some costs and regulations about Ohio payday loans are listed below:

  • Maximum APR. In Ohio, the maximum annual percentage rate allowed for loans is 456.25%. You lender may charge loan rates that are different than this figure, but not more.
  • Acquisition charges. If the amount of a payday loan you borrow is between $30 and $100, you may expect a legit acquisition charge of one-tenth of the loan amount. If this is more than $100, the acquisition charge cannot be more than $10.
  • Maximum amount. You can get a maximum of 500 payday loan in Ohio.
  • Loan length. A payday loan in Ohio can range from 10 days to 31 days.

What You Need To Get Quick Loans In Ohio

At, it is as simple as 1-2-3 to borrow a 100 loan in Ohio. The following are some minimum conditions required at many lenders. You must meet all 5 of them, as well as other tests in order to get a loan offer.

  1. You must be 18 years old or above to legally get loans in U.S.
  2. You are a legal resident of Ohio. Loan lenders will check your resident status and home address.
  3. You must have a stable income, earning above $1000 monthly. This is necessary as the lenders want to ensure borrowers can afford the loan payments.
  4. You must not have any existing personal loans or currently bankrupt.
  5. You must provide a phone number and email to receive the loan offer. The lender will contact you regarding the loan details, and verify your identity.

What we need are as shown on the loan form. These are basic info such as your name, address, email, social security number, employment, bank account numbers. Remember to state how much you want to borrow. These will be encrypted and sent to the lending network. An interested loan company may respond with a loan offer, showing the terms and conditions, fees, deadline etc.

A payday loan can be useful when you need money quickly. provides a convenient place to find one safely if you are living in Ohio. There are no upfront fees and you can reject the loan offer without any obligations. Remember that such expensive loans are designed for serious situations where the consequences can escalate quickly if you do not have the money. Refrain from misusing small payday loans for non-essential expenses. They will gradually erode your finances leaving you with less and less money eventually.

Lenders Operating in Akron, OH

  • Advance Pay USA
    1082 E Tallmadge Ave, Akron, OH 44310
    (330) 634-9801
    Services Available: Payday Loans, Check Cashing Service
  • Check N’ Go
    1902 Buchholzer Blvd, Akron, OH 44310
    (330) 630-9555
    Services Available: Check Cashing Service, Financial Services
  • Citizens Financial Services Inc
    1503 S Arlington St, Akron, OH 44306
    (330) 785-9447
    Services Available: Mortgages, Financing Services
  • Gerspacher Mortgage Inc
    1 Cascade Plz Ste 1930, Akron, OH 44308
    (330) 591-4728
    Services Available: Mortgages, Financial Services
  • West End Gold and Pawn
    1947 W Market St Ste 111, Akron, OH 44313
    (330) 835-4880
    Services Available: Pawnbrokers

Lenders Operating in Cincinnati, OH

  • Cincinnati Federal Savings
    4310 Glenway Ave, Cincinnati, OH 45205
    (513) 921-1465
    Services Available: Mortgages, Savings & Loans, Savings & Loan Associations
  • Dave Scully, Evolve Bank and Trust
    11311 Cornell Park Dr, Cincinnati, OH 45242
    (513) 459-8590
    Services Available: Financing Services
  • Michael Keithley – Citizens Bank, Home Mortgages
    8650 Governors Hill Dr Ste 460, Cincinnati, OH 45249
    (513) 607-0850
    Services Available: Mortgages, Financial Services
  • OneMain Financial
    11336 Princeton Pike, Cincinnati, OH 45246
    (513) 771-0336
    Services Available: Financial Services
  • Warsaw Federal Savings & Loan
    6570 Gracely Dr, Cincinnati, OH 45233
    (513) 941-7300
    Services Available: Mortgages, Savings & Loans

Lenders Operating in Cleveland, OH

  • Chase Bank
    12388 Cedar Rd, Cleveland, OH 44106
    (216) 421-2800
    Services Available: Banks, Commercial & Savings Banks
  • Loan Max Title Loans
    6219 Pearl Rd, Cleveland, OH 44130
    (440) 809-8787
    Services Available: Alternative Loans, Title Loans
  • Ohio Fair Lending Coalition
    3500 Lorain Ave, Cleveland, OH 44113
    (216) 651-2606
    Services Available:
  • OneMain Financial
    7560 Pearl Rd, Cleveland, OH 44130
    (440) 234-0200
    Services Available: Financial Services
  • Third Federal Savings & Loan
    1900 W 25th St, Cleveland, OH 44113
    (216) 696-0326
    Services Available: Mortgages, Commercial & Savings Banks

Lenders Operating in Columbus, OH

  • Chase Bank
    4810 Sawmill Rd, Columbus, OH 43235
    (614) 217-6301
    Services Available: Banks, Commercial & Savings Banks
  • Hallmark Home Mortgage
    7965 N High St Ste 100, Columbus, OH 43235
    (614) 568-1960
    Services Available: Mortgages, Financial Services
  • Hilltop Pawn Shop
    3109 W Broad St, Columbus, OH 43204
    (614) 274-0979
    Services Available: Pawnbrokers, Jewelry Buyers
  • Loanmax Title Loans
    3521 E Broad St, Columbus, OH 43213
    (614) 429-1152
    Services Available: Financing Services, Alternative Loans
  • Third Federal Savings & Loan
    4709 Reed Rd, Columbus, OH 43220
    (614) 451-2033
    Services Available: Mortgages, Commercial & Savings Banks

Lenders Operating in Dayton, OH

  • Civista Bank
    29 W Whipp Rd, Dayton, OH 45459
    (937) 913-8262
    Services Available: Mortgages, Banks, Commercial & Savings Banks
  • Huntington Bank
    7690 Troy Pike, Dayton, OH 45424
    (937) 233-2014
    Services Available: Banks, Commercial & Savings Banks
  • Nicholas Financial Inc
    5828 Wilmington Pike, Dayton, OH 45459
    (937) 310-8072
    Services Available: Financial Planning Consultants, Financial Services
  • Union Savings Bank
    3131 Wilmington Pike, Dayton, OH 45429
    (937) 643-2700
    Services Available: Mortgages, Banks, Financial Services
  • Weller Mortgages Inc
    1026 Watervliet Ave, Dayton, OH 45420
    (937) 258-0112
    Services Available: Mortgages, Real Estate Buyer Brokers

Lenders Operating in Hamilton, OH

  • Cash Plus
    1480 S Erie Hwy, Hamilton, OH 45011
    (513) 868-2274
    Services Available: Check Cashing Service, Financing Services
  • CashMax Ohio
    1879 S Erie Hwy, Hamilton, OH 45011
    (513) 737-0231
    Services Available: Check Cashing Service, Alternative Loans
  • Check Into Cash
    1031 High St, Hamilton, OH 45011
    (513) 863-2178
    Services Available: Check Cashing Service, Payday Loans
  • First Financial Bank
    300 High St, Hamilton, OH 45011
    (844) 828-7740
    Services Available: Mortgages, Financial Planners, Financial Services
  • Primerica
    3666 Windy Knoll Dr, Hamilton, OH 45013
    (513) 858-1881
    Services Available: Mortgages, Financial Services, Financial Planning Consultants

Lenders Operating in Lancaster, OH

  • Advance America
    1136 E Main St, Lancaster, OH 43130
    (740) 654-5374
    Services Available: Check Cashing Service, Financing Services
  • Fairfield Federal Savings & Loan Association Of Lancaster
    1100 W Fair Ave, Lancaster, OH 43130
    (740) 653-1895
    Services Available: Mortgages, Savings & Loans
  • First American Loans
    1720 E Main St, Lancaster, OH 43130
    (740) 653-9007
    Services Available: Check Cashing Service, Payday Loans
  • National Cash Advance
    1362 Ety Rd NW, Lancaster, OH 43130
    (740) 687-6021
    Services Available: Payday Loans, Money Transfer Service
  • OneMain Financial
    1124 N Memorial Dr, Lancaster, OH 43130
    (740) 653-1650
    Services Available: Financial Services

Lenders Operating in Mansfield, OH

  • Check Into Cash
    1204 Park Ave W, Mansfield, OH 44906
    (419) 528-3214
    Services Available: Check Cashing Service, Payday Loans
  • KeyBank
    1001 Ashland Rd, Mansfield, OH 44905
    (419) 589-5703
    Services Available: Banks, Commercial & Savings Banks
  • KeyBank
    1485 Lexington Ave, Mansfield, OH 44907
    (419) 756-4172
    Services Available: Banks, Commercial & Savings Banks
  • Offenburger Capital Management
    1285 S Trimble Rd, Mansfield, OH 44907
    (419) 709-9014
    Services Available: Financing Services, Financial Services
  • Park National Bank
    797 Ashland Rd, Mansfield, OH 44905
    (513) 553-3131
    Services Available: Mortgages, Banks

Lenders Operating in Springfield, OH

  • Huntington Bank
    2961 Derr Rd, Springfield, OH 45503
    (937) 390-1779
    Services Available: Banks, Commercial & Savings Banks
  • International Harvester Employee Credit
    145 W High St, Springfield, OH 45502
    (937) 390-1800
    Services Available: Mortgages, Credit Unions
  • KeyBank
    1 S Fountain Ave, Springfield, OH 45502
    (937) 324-7000
    Services Available: Banks, Commercial & Savings Banks
  • Loan Max
    2531 E Main St, Springfield, OH 45503
    (937) 398-7525
    Services Available: Financing Services
  • Ohio Auto Loan Services, Inc.
    2840 E Main St, Springfield, OH 45503
    (937) 688-4182
    Services Available: Title Loans, Payday Loans

Lenders Operating in Toledo, OH

  • AP Federal Credit
    3907 N Detroit Ave, Toledo, OH 43612
    (419) 476-2531
    Services Available: Credit, Banks
  • Fifth Third Bank & ATM
    3355 Secor Rd, Toledo, OH 43606
    (419) 531-0627
    Services Available: Mortgages, Banks
  • Loan Max Title Loans
    1954 W Laskey Rd, Toledo, OH 43613
    (419) 465-8354
    Services Available: Financial Services, Financing Services
  • National Cash Advance
    1744 W Laskey Rd, Toledo, OH 43613
    (419) 474-2223
    Services Available: Payday Loans, Money Transfer Service
  • Toledo Urban Federal Credit
    1339 Dorr St, Toledo, OH 43607
    (419) 255-8876
    Services Available: Credit Unions

Lenders Operating in Warren, OH

  • Chemical Bank
    4460 Mahoning Ave NW, Warren, OH 44483
    (330) 314-1300
    Services Available: Commercial & Savings Banks, Banks
  • Chemical Bank
    2001 Elm Rd NE, Warren, OH 44483
    (989) 330-1280
    Services Available: Mortgages, Commercial & Savings Banks
  • Huntington Bank
    220 S Park Ave, Warren, OH 44481
    (330) 395-0128
    Services Available: Banks, Commercial & Savings Banks
  • OneMain Financial
    4021 Youngstown Rd SE, Warren, OH 44484
    (330) 369-6150
    Services Available: Financial Services
  • Regency Finance Co
    8600 E Market St Ste 8, Warren, OH 44484
    (330) 856-9900
    Services Available: Financing Services