How To Borrow $150 Loans In South Carolina With Poor Credit

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Posted in: Payday Loans For Bad Credit

We all know how exasperating you feel when you need cash urgently. Even when you have a steady income and regular savings, some financial situation are just too big for you to handle. Knowing where to get loans approved quickly will be much appreciated. provides a convenient and secure service to find a small loan in South Carolina round the clock. Try it now, its free and takes just a few minutes.

Looking for direct loans in South Carolina? Fill out a simple form and get approved on the same day.

To start, we will explain what are loans and how they work. Actually, this goes by many names and they all refer to the same service. You can borrow up to 500 in South Carolina, this depending on which state you reside in. The loan must be paid back in full on your next pay day, so this can go as far as 30 days. You can easily get one at local loan locations, or simply use This post shows some useful tips on what you need to know to get loans in South Carolina.

If you are from the following cities, we can help you connect with a lender immediately

Aiken, Charleston, Columbia, Florence, Greenville, Mount Pleasant, North Charleston, Rock Hill, Spartanburg, Summerville, Sumter

When To Use $450 Dollar Loans In South Carolina

More and more U.S. consumers are becoming familiar with loans nowadays. Many of our friends have used one over the past year. Even though there are many critics, safe payday loans still serve an important role in many peoples’ lives. They are easy to get, and the money reaches you as quickly as the next business day. Most importantly, when you cannot get any offer at banks due to credit problems, loans are still possible.

5 Valid Reasons To Get A South Carolina Payday Loan

You can find all sorts of reasons why people borrow legit payday loans, some are very valid, some less. If you are wondering should you get a loan for extra cash, may be able to help.

  1. So your favorite bank refuse to give you a loan and you wonder why. Banks are known to have strict lending criteria, so not many people can qualify. If all you wanted is 350 dollar to pay your late bills or rent for the month, quick payday loans will be the faster solution. You can skip queuing at the banks or fill pages of paperwork. Just a simple form on and receive a free loan quote.
  2. Many families in South Carolina are having a hard time coping with expenses, groceries, utilities, etc. Actually, this is a very common purpose for borrowing easy payday loans. As many as 70% of Americans use them for their household expenses because they run out of money before their next paycheck. Inflation is making consumer goods expensive, while competition drives their income low. Many borrowers live from paycheck to paycheck and often use up all their spare cash too quickly, so they resort to loans to cover the gap.
  3. Are you late for your credit card bill? You know this is going to get expensive and troublesome. Your creditor will start calling you everyday and send warning letters to collect the amount you owe. To stop the collectors from bothering you, get a cash advance loan via and pay off the debt. As long as you can pay back as scheduled, these can be useful.
  4. It is not that easy asking family and friends for money – your reputation and privacy is at stake. If you cannot put down your ego to ask for monetary assistance, an online loan in South Carolina may be the answer. These are very discreet, so no one will find out that you have problems. Get the money you want without involving any people you know.
  5. We will not hesitate to get $350 payday loans if the money can be used to pay a debt that can cost a lot otherwise. For example, you may have pledge some collateral for a secured loan and may lose it if you do not pay up. This can be your car in title loans, or some sentimental jewelry at pawnshops. You may be justified to borrow a same day loan despite the high interest rate.

Advantages Of Getting A South Carolina Payday Loan At

These are some benefits you get here:

  • Do not know where to find your first lender? Fill a simple form once and we connect you to a large network comprising of 100+ lenders based in U.S. One of them may decide to provide you a loan quote. The problem with finding on your own is that you have to waste a lot of time filling up forms at every location. When you are in a hurry, this is not acceptable. So load our simple loan page and get a free quote in minutes.
  • Same day approval, next day cash. No matter which state and city you live in, you can get a loan approved quickly. Next, lenders can deposit the funds securely to your bank account. You will be able to access the funds on the next business day. Note that online lenders cannot provide you the money today. There is the clearing process at the banks.
  • Online convenience. No need to find out where are the loan stores near me. It is much better to use and access a fast loan in South Carolina using your computer or mobile phone. We are available 24 hours every day and you can do this from anywhere. Once your loan is approved, your lender can transfer the money securely to your bank account.
  • Transparent fees, easy to understand terms and conditions. Trusted loan lenders are required by the law to disclose all applicable fees upfront to the borrowers. You can check for unreasonable fees and decide whether to borrow from a particular lender. Make sure you find out how much you are paying for a payday loan online, when is the payment date etc.

What You Need To Know To Get A Small Loan In South Carolina

Loans are subject to specific laws in each state. You cannot get one from lenders in another state just because the terms are better. When you request for a loan offer, only lenders operating in South Carolina can respond. This is how the system works.

If you run of cash and do not even have a few dollars to buy food or you crashed your car and receive a huge repair bill, let help you find a lender and resolve your money problem today.

3 Features Of A South Carolina Payday Loan

Here are some ways you stand to gain:

  • You can be approved in as fast as an hour. This is so different from traditional loan locations, that may take days to tell you they decided not to lend you any money.
  • Get the money in your bank account as soon as the next business day. If you need the money urgently, find a loan company in South Carolina that have streamlined operations. Always ask any potential lender when you can get the money before signing the contract.
  • You are not restricted on how you can use the money from a loan. This is a multi-purpose loan. Buy a new mobile, tablet or gaming laptop if you will. Just pay back on the deadline as agreed. You may get a better loan offer next time if you need some money again.

Can I Get Easy Loans With Income Problems

Need a $200 dollar loan but have income problems? No problem here. This is not a big issue, but you need to fulfill the other lending requirements in order to qualify for quick loans in South Carolina. All finance companies will check your credit history, income level and existing debts to decide if you will be able to pay them back.

You can rely on to help you find a lender when you have no other ways to get the money. It is true that payday loans cost a lot, and you may not benefit in the end. Can you wait a few weeks till you get your wages? If you have made up your mind to use a loan to set things right in your life, then let us help you take the next step.

Fast payday loans are easy to get. As mentioned earlier, you do not require high credit scores to be eligible. However, the price to pay is high APR. Some costs and regulations about South Carolina payday loans are listed below:

  • Maximum APR. In South Carolina, the maximum annual percentage rate allowed for payday advance loans is 456.25%. You lender may charge loan rates that are different than this figure, but not more.
  • Acquisition charges. If the amount of an online payday loan you borrow is between $30 and $100, you may expect a legit acquisition charge of one-tenth of the loan amount. If this is more than $100, the acquisition charge cannot be more than $10.
  • Maximum amount. You can get a maximum of 500 payday loan in South Carolina.
  • Loan length. A payday loan in South Carolina can range from 10 days to 31 days.

What You Need To Get Payday Loans In South Carolina

At, it is as simple as 1-2-3 to borrow a 350 dollar loan in South Carolina. The following are some minimum conditions required at many lenders. You must meet all 5 of them, as well as other tests in order to get a loan offer.

  1. You must be 18 years old or above to legally get loans in U.S.
  2. You are a legal resident of South Carolina. Loan companies will check your resident status and home address.
  3. You must have a stable income, earning above $1000 monthly. This is necessary as the lenders want to ensure borrowers can afford the loan payments.
  4. You must not have any existing short term loans or currently bankrupt.
  5. You must provide a phone number and email to receive the loan offer. The loan company will contact you regarding the loan details, and verify your identity.

What we need are as shown on the loan form. These are basic info such as your name, address, email, social security number, employment, bank account numbers. Remember to state how much you want to borrow. These will be encrypted and sent to the lending network. An interested loan lender may respond with a loan offer, showing the terms and conditions, fees, deadline etc.

A payday loan can be useful when you need money quickly. provides a convenient place to find one safely if you are living in South Carolina. There are no upfront fees and you can reject the loan offer without any obligations. Remember that such expensive consumer loans are designed for serious situations where the consequences can escalate quickly if you do not have the money. Refrain from misusing loans for non-essential expenses. They will gradually erode your finances leaving you with less and less money eventually.

Lenders Operating in Aiken, SC

  • First Citizens Bank
    708 Silver Bluff Rd, Aiken, SC 29803
    (803) 643-7470
    Services Available: Mortgages, Banks
  • Regional Finance Corporation of Aiken
    314 Richland Ave W, Aiken, SC 29801
    (803) 649-0040
    Services Available: Financial Services
  • Regions Mortgage
    107 Chesterfield St, Aiken, SC 29801
    (803) 641-8693
    Services Available: Banks
  • Security Federal Bank
    1705 Whiskey Rd, Aiken, SC 29803
    (803) 641-3000
    Services Available: Mortgages, Banks, Investments
  • SRP Federal Credit
    1060 Silver Bluff Rd, Aiken, SC 29803
    (803) 649-5305
    Services Available: Credit Unions

Lenders Operating in Charleston, SC

  • 1st Choice Mortgage Equity
    113 Wappoo Creek Dr, Charleston, SC 29412
    (843) 769-7500
    Services Available: Financing Services
  • Bank Of South Carolina-Mtg Dpt
    1071 Morrison Dr, Charleston, SC 29403
    (843) 958-1020
    Services Available:
  • Cash Credit Co
    1369 Ashley River Rd, Charleston, SC 29407
    (843) 402-0107
    Services Available: Financing Services
  • Guild Mortgage Company
    4921 Centre Pointe Dr Ste 100, North Charleston, SC 29418
    (843) 212-3963
    Services Available: Mortgages, Financial Services
  • OneMain Financial
    7550 Dorchester Rd Unit C, North Charleston, SC 29418
    (843) 767-0997
    Services Available: Financial Services

Lenders Operating in Columbia, SC

  • Auto Money
    7349 Garners Ferry Rd, Columbia, SC 29209
    (803) 776-6779
    Services Available: Title Loans, Financing Services
  • Community Loans Of America
    Columbia 29210, Columbia, SC 29210
    (803) 798-8759
    Services Available:
  • OneMain Financial
    275 Harbison Blvd Ste J, Columbia, SC 29212
    (803) 732-2076
    Services Available: Financial Services
  • PrimeLending, A PlainsCapital Company
    1703 Gervais St, Columbia, SC 29201
    (803) 234-7322
    Services Available: Mortgages, Financial Services
  • Security Finance
    1111 Taylor St, Columbia, SC 29201
    (803) 369-3161
    Services Available: Financing Services, Tax Return Preparation

Lenders Operating in Florence, SC

  • Advance America
    155 S Cashua Dr Ste B, Florence, SC 29501
    (843) 662-3990
    Services Available: Check Cashing Service, Financing Services
  • Auto Money Inc of Florence
    2035 W Lucas St, Florence, SC 29501
    (843) 662-3327
    Services Available: Financing Services
  • S C Telco Federal Credit
    2321 Trade Ct, Florence, SC 29501
    (843) 665-6471
    Services Available: Mortgages, Savings & Loans
  • The Loan Center
    804 2nd Loop Rd Ste I, Florence, SC 29505
    (843) 407-1243
    Services Available:
  • Wells Fargo Bank
    1511 S Irby St, Florence, SC 29505
    (843) 664-2970
    Services Available: Banks, Commercial & Savings Banks

Lenders Operating in Greenville, SC

  • Dilco Of Greenville
    607 Poinsett Hwy, Greenville, SC 29609
    (864) 232-8255
    Services Available: Title Loans, Financial Services
  • On Q Financial
    3445 Pelham Rd Ste D, Greenville, SC 29615
    (864) 386-4338
    Services Available: Mortgages, Savings & Loans, Financial Services
  • OneMain Financial
    3703 White Horse Rd, Greenville, SC 29611
    (864) 269-8640
    Services Available: Financing Services, Financial Services
  • Security Finance
    1366 N Pleasantburg Dr Ste A, Greenville, SC 29607
    (864) 214-2832
    Services Available: Tax Return Preparation, Financing Services
  • William Pender at CrossCountry Mortgage
    9 Washington Park, Greenville, SC 29601
    (614) 842-6044
    Services Available: Mortgages, Financial Services

Lenders Operating in Mount Pleasant, SC

  • Citizens One Home Loans – Dustin Valinski
    270 W Coleman Blvd Ste 200, Mount Pleasant, SC 29464
    (843) 452-2151
    Services Available: Mortgages, Financial Services
  • Hydra Tech Services Inc
    659 Pawley Rd, Mount Pleasant, SC 29464
    (843) 388-7204
    Services Available: Real Estate Loans
  • Philip Crescenzo, Jr
    3404 Salterbeck St Ste 206c, Mount Pleasant, SC 29466
    (843) 501-0575
    Services Available: Mortgages, Financial Services
  • Residential Home Funding
    311 Johnnie Dodds Blvd Unit 151, Mount Pleasant, SC 29464
    (843) 375-8920
    Services Available: Mortgages, Financing Services
  • World Acceptance Corporation
    1220 Ben Sawyer Blvd Ste Q, Mount Pleasant, SC 29464
    (803) 773-1427
    Services Available: Financing Services

Lenders Operating in North Charleston, SC

  • American Mortgage And Investment Co
    1455 Remount Rd Ste A, North Charleston, SC 29406
    (843) 747-3636
    Services Available: Mortgages, Financial Services
  • Auto Money Title Loans
    2811 Ashley Phosphate Rd, North Charleston, SC 29418
    (843) 793-4354
    Services Available:
  • Automoney Title Loans
    8340 Rivers Ave, North Charleston, SC 29406
    (843) 764-1790
    Services Available: Financing Services
  • Check Masters
    2625 Ashley Phosphate Rd, North Charleston, SC 29418
    (843) 572-0268
    Services Available:
  • Guild Mortgage Company
    4921 Centre Pointe Dr Ste 100, North Charleston, SC 29418
    (843) 212-3963
    Services Available: Mortgages, Financial Services

Lenders Operating in Rock Hill, SC

  • Agsouth Mortgages
    2515 Galleria Pointe Cir, Rock Hill, SC 29730
    (843) 256-4672
    Services Available:
  • First Heritage Credit
    118 Anderson Rd N, Rock Hill, SC 29730
    (803) 325-1066
    Services Available: Financing Services
  • Republic Finance Inc
    2371 Cherry Rd, Rock Hill, SC 29732
    (803) 366-4546
    Services Available: Financing Services
  • Teague’s Jewelry & Loan
    262 S Cherry Rd, Rock Hill, SC 29732
    (803) 327-2858
    Services Available: Pawnbrokers, Coin Dealers & Supplies
  • Wagner, Dorinda, MLO
    2609 Mills Park Dr, Rock Hill, SC 29732
    (803) 517-2955
    Services Available:

Lenders Operating in Spartanburg, SC

  • Automoney
    1985 E Main St, Spartanburg, SC 29307
    (864) 582-2714
    Services Available: Financing Services
  • Carolina Title Loans, Inc.
    1517 John B White Sr Blvd, Spartanburg, SC 29301
    (864) 641-0701
    Services Available: Title Loans, Alternative Loans
  • Cnac Finance
    1030 N Church St, Spartanburg, SC 29303
    (864) 591-4161
    Services Available:
  • National Finance Co
    160 S Pine St Ste C, Spartanburg, SC 29302
    (864) 583-6833
    Services Available:
  • Pathway Mortgage
    1522 John B White Sr Blvd, Spartanburg, SC 29301
    (864) 595-3812
    Services Available: Savings & Loans, Savings & Loan Associations

Lenders Operating in Summerville, SC

  • Atlantic Bay Mortgage Group
    850 Bacons Bridge Rd Ste A, Summerville, SC 29485
    (843) 642-6592
    Services Available: Mortgages, Financial Services
  • Check N’ Go
    975 Bacons Bridge Rd Unit 164, Summerville, SC 29485
    (843) 873-4330
    Services Available: Check Cashing Service, Financial Services
  • CPM Federal Credit
    1112 N Main St Ste C, Summerville, SC 29483
    (800) 255-1513
    Services Available: Credit, Real Estate Loans
  • Security Finance
    960 Bacons Bridge Rd Unit 1, Summerville, SC 29485
    (843) 410-6452
    Services Available: Tax Return Preparation, Financing Services
  • World Finance
    1525 Old Trolley Rd Ste D, Summerville, SC 29485
    (843) 871-9760
    Services Available: Financing Services

Lenders Operating in Sumter, SC

  • Brogdon Elizabeth D
    17 Folsom St, Sumter, SC 29150
    (803) 773-7087
    Services Available:
  • OneMain Financial
    1121 Broad St, Sumter, SC 29150
    (803) 773-7341
    Services Available: Financial Services
  • Palmetto Cash Express
    2081 Wedgefield Rd, Sumter, SC 29154
    (803) 775-0301
    Services Available: Check Cashing Service
  • Residential Finance Corp
    2625B Hardee Cv, Sumter, SC 29150
    (803) 905-3205
    Services Available: Mortgages, Financing Services
  • Sierra Pacific Mortgage
    2625 Hardee Cv Suite B, Sumter, SC 29150
    (803) 905-3205
    Services Available: