How To Borrow 100 Loans In Alabama With Low Income

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Posted in: Payday Loans For Bad Credit

We all know how stressful you feel when you need money urgently. Even when you have a steady income and regular savings, some financial situation are just too big for you to handle. Knowing where to get online payday loans approved quickly will be much appreciated. 100DayLoanLenders.com provides a convenient and secure service to find fast loans in Alabama round the clock. Try it now, its free and takes just a few minutes.

Looking for quick payday loans in Alabama? Fill out a simple form and get approved on the same day.

To start, we will explain what are loans and how they work. Actually, this goes by many names and they all refer to the same service. You can borrow up to 500 in Alabama, this depending on which state you reside in. The loan must be paid back in full on your next pay day, so this can go as far as 30 days. You can easily get one at local loan services, or simply use 100DayLoanLenders.com. This post shows some useful tips on what you need to know to get a pay day loan in Alabama.

When To Use A Small Loan In Alabama

More and more U.S. consumers are becoming familiar with loans nowadays. Many of our friends have used one over the past year. Even though there are many critics, loans still serve an important role in many peoples’ lives. They are easy to get, and the money reaches you as quickly as the next business day. Most importantly, when you cannot get any offer at banks due to credit problems, bad credit loans are still possible.

You can find a local lender in the following Alabama cities

Auburn, Birmingham, Decatur, Dothan, Florence, Gadsden, Huntsville, Madison, Mobile, Montgomery, Prattville, Tuscaloosa, Vestavia Hills

5 Valid Reasons To Get A Payday Loan

You can find all sorts of reasons why people borrow direct payday loans, some are very valid, some less. If you are wondering should you get a loan for extra cash, 100DayLoanLenders.com may be able to help.

  1. So your favorite bank refuse to give you a loan and you wonder why. Banks are known to have strict lending criteria, so not many people can qualify. If all you wanted is $250 to pay your late bills or rent for the month, payday loans will be the faster solution. You can skip queuing at the banks or fill pages of paperwork. Just a simple form on 100DayLoanLenders.com and receive a free loan quote.
  2. Many families in Alabama are having a hard time coping with expenses, groceries, utilities, etc. Actually, this is a very common purpose for borrowing quick loans. As many as 70% of Americans use them for their household expenses because they run out of money before their next paycheck. Inflation is making consumer goods expensive, while competition drives their income low. Many borrowers live from paycheck to paycheck and often use up all their spare cash too quickly, so they resort to short term loans to cover the gap.
  3. Are you late for your credit card bill? You know this is going to get expensive and troublesome. Your creditor will start calling you everyday and send warning letters to collect the amount you owe. To stop the collectors from bothering you, get a fast payday loan via 100DayLoanLenders.com and pay off the debt. As long as you can pay back as scheduled, these can be useful.
  4. It is not that easy asking family and friends for money – your reputation and privacy is at stake. If you cannot put down your ego to ask for monetary assistance, small loans in Alabama may be the answer. These are very discreet, so no one will find out that you have problems. Get the 3000 dollars you want without involving any people you know.
  5. We will not hesitate to get loans for $200 if the money can be used to pay a debt that can cost a lot otherwise. For example, you may have pledge some collateral for a secured loan and may lose it if you do not pay up. This can be your car in title loans, or some sentimental jewelry at pawnshops. You may be justified to borrow legit loans despite the high interest rate.

Advantages Of Getting A Alabama Payday Loan At 100DayLoanLenders.com

These are some benefits you get here:

  • Do not know where to find a finance company? Fill a simple form once and we connect you to a large network comprising of 100+ lenders based in U.S. One of them may decide to provide you a loan quote. The problem with finding on your own is that you have to waste a lot of time filling up forms at every location. When you are in a hurry, this is not acceptable. So load our simple loan page and get a free quote in minutes.
  • Same day approval, next day cash. No matter which state and city you live in, you can get an payday advance online approved quickly. Next, finance companies can deposit the funds securely to your bank account. You will be able to access the funds on the next business day. Note that online lenders cannot provide you the money today. There is the clearing process at the banks.
  • Online convenience. No need to find out where are the loan places near me. It is much better to use 100DayLoanLenders.com and access payday advance loans in Alabama using your computer or mobile phone. We are available 24 hours every day and you can do this from anywhere. Once your loan is approved, your lender can transfer the money securely to your bank account.
  • Transparent fees, easy to understand terms and conditions. Accredited lenders are required by the law to disclose all applicable fees upfront to the borrowers. You can check for unreasonable fees and decide whether to borrow from a particular lender. Make sure you find out how much you are paying for an easy payday loan, when is the payment date etc.

What You Need To Know To Get A Payday Loan In Alabama

Loans are subject to specific laws in each state. You cannot get one from lenders in another state just because the terms are better. When you request for a loan offer, only loan lenders operating in Alabama can respond. This is how the system works.

If you run of cash and do not even have a few dollars to buy food or you crashed your car and receive a huge repair bill, let 100DayLoanLenders.com help you find a lender and resolve your money problem today.

3 Features Of A Alabama Payday Loan

Here are some ways you stand to gain:

  • You can be approved in as fast as an hour. This is so different from traditional loan providers, that may take days to tell you they decided not to lend you any money.
  • Get the money in your bank account as soon as the next business day. If you need the money urgently, find a loan lender in Alabama that have streamlined operations. Always ask any potential lender when you can get the money before signing the contract.
  • You are not restricted on how you can use the money from a payday loan. This is a multi-purpose loan. Buy a new mobile, tablet or gaming laptop if you will. Just pay back on the deadline as agreed. You may get a better loan offer next time if you need some money again.

Can I Get Online Loans With Credit Issues

Need a $250 loan but have employment problems? No problem here. This is not a big issue, but you need to fulfill the other lending requirements in order to qualify for payday loans in Alabama. All lenders will check your credit history, income level and existing debts to decide if you will be able to pay them back.

You can rely on 100DayLoanLenders.com to help you find a lender when you have no other ways to get the money. It is true that payday loans cost a lot, and you may not benefit in the end. Can you wait a few weeks till you get your wages? If you have made up your mind to use a a loan to set things right in your life, then let us help you take the next step.

Loans are easy to get. As mentioned earlier, you do not require high credit scores to be eligible. However, the price to pay is high APR. Some costs and regulations about Alabama payday loans are listed below:

  • Maximum APR. In Alabama, the maximum annual percentage rate allowed for payday loans is 456.25%. You lender may charge loan rates that are different than this figure, but not more.
  • Acquisition charges. If the amount of a cash advance loan you borrow is between $30 and $100, you may expect a legit acquisition charge of one-tenth of the loan amount. If this is more than $100, the acquisition charge cannot be more than $10.
  • Maximum amount. You can get a maximum of 500 payday loan in Alabama.
  • Loan length. A payday loan in Alabama can range from 10 days to 31 days.

What You Need To Get Direct Loans In Alabama

At 100DayLoanLenders.com, it is as simple as 1-2-3 to borrow a $250 loan in Alabama. The following are some minimum conditions required at many lenders. You must meet all 5 of them, as well as other tests in order to get a loan offer.

  1. You must be 18 years old or above to legally get loans in U.S.
  2. You are a legal resident of Alabama. Lenders will check your resident status and home address.
  3. You must have a stable income, earning above $1000 monthly. This is necessary as the lenders want to ensure borrowers can afford the loan payments.
  4. You must not have any existing loans or currently bankrupt.
  5. You must provide a phone number and email to receive the loan offer. The lender will contact you regarding the loan details, and verify your identity.

What we need are as shown on the loan form. These are basic info such as your name, address, email, social security number, employment, bank account numbers. Remember to state how much you want to borrow. These will be encrypted and sent to the lending network. An interested finance company may respond with a loan offer, showing the terms and conditions, fees, deadline etc.

Small payday loans can be useful when you need money quickly. 100DayLoanLenders.com provides a convenient place to find one safely if you are living in Alabama. There are no upfront fees and you can reject the loan offer without any obligations. Remember that such high interest loans are designed for serious situations where the consequences can escalate quickly if you do not have the money. Refrain from misusing loans for non-essential expenses. They will gradually erode your finances leaving you with less and less money eventually.

Lenders Operating in Auburn, AL

  • Alabama Housing Finance Auth
    1216 Juniper Dr, Auburn, AL 36830
    (334) 244-9200
    Services Available:
  • CenterState Bank
    1684 S College St, Auburn, AL 36832
    (334) 821-6900
    Services Available: Mortgages, Banks
  • Covington Credit
    1550 Opelika Rd Ste 34, Auburn, AL 36830
    (334) 821-7034
    Services Available: Financing Services
  • Regions Bank
    200 N College St, Auburn, AL 36830
    (334) 887-1000
    Services Available: Mortgages, Banks
  • Security Finance
    555 Opelika Rd Ste 6, Auburn, AL 36830
    (334) 539-8867
    Services Available: Tax Return Preparation, Financing Services

Lenders Operating in Birmingham, AL

  • AAA Between Pay
    406 B Y Williams Sr Dr, Birmingham, AL 35228
    (205) 925-8729
    Services Available: Payday Loans, Financing Services
  • First Cash Advance
    209 20th St N # 171, Birmingham, AL 35203
    (866) 675-5642
    Services Available: Payday Loans, Check Cashing Service
  • Grandbridge Real Estate Capital
    2200 Lakeshore Dr, Birmingham, AL 35209
    (205) 871-8146
    Services Available: Real Estate Loans
  • OneMain Financial
    430 Green Springs Hwy Ste 13, Birmingham, AL 35209
    (205) 942-2932
    Services Available: Financial Services
  • Regions Bank
    210 Lakeshore Pkwy, Birmingham, AL 35209
    (205) 290-5200
    Services Available: Mortgages, Banks

Lenders Operating in Decatur, AL

  • Frazier Loans
    1820 6th Ave SE Ste W, Decatur, AL 35601
    (256) 353-4789
    Services Available: Financial Services
  • Liberty Finance Of Decatur
    909 6th Ave SE, Decatur, AL 35601
    (256) 340-4833
    Services Available: Financial Services, Tax Return Preparation
  • North American Title Loans
    2116 6th Ave SE, Decatur, AL 35601
    (256) 308-1082
    Services Available: Pawnbrokers, Appraisers
  • Peoples Bank of Alabama – Decatur SE
    1737 6th Ave SE, Decatur, AL 35601
    (256) 260-1774
    Services Available: Mortgages, Banks
  • Valley Loan Company Inc
    1819 6th Ave SE, Decatur, AL 35601
    (256) 353-5139
    Services Available: Financing Services, Computer-Wholesale & Manufacturers

Lenders Operating in Dothan, AL

  • Hamilton Mortgage
    2135 Denton Rd Ste 2, Dothan, AL 36303
    (334) 671-2527
    Services Available:
  • Mortgage America
    3230 Ross Clark Cir, Dothan, AL 36303
    (334) 712-9170
    Services Available: Mortgages, Financing Services
  • Republic Finance
    2855 Ross Clark Cir Ste 105, Dothan, AL 36301
    (334) 792-0405
    Services Available: Financial Services, Financing Services
  • TitleMax Title Loans
    3565 Montgomery Hwy Suite 2, Dothan, AL 36303
    (334) 712-0920
    Services Available: Title Companies, Alternative Loans
  • Wiregrass Title Loans
    2736 Montgomery Hwy, Dothan, AL 36303
    (334) 792-4987
    Services Available: Alternative Loans, Financial Services

Lenders Operating in Florence, AL

  • Cash Mart
    1557 Florence Blvd, Florence, AL 35630
    (256) 766-0190
    Services Available: Check Cashing Service, Financing Services
  • Regional Finance
    2801 Mall Dr Ste 9, Florence, AL 35630
    (256) 740-0611
    Services Available: Financial Services
  • Security Finance
    861 Cox Creek Pkwy, Florence, AL 35630
    (256) 740-6657
    Services Available: Tax Return Preparation, Financing Services
  • Sun Loan Company
    2701 Mall Rd Ste 9, Florence, AL 35630
    (256) 263-5434
    Services Available: Tax Return Preparation, Financial Services
  • TitleMax
    233 Cox Creek Pkwy, Florence, AL 35630
    (256) 764-9091
    Services Available: Title Companies, Alternative Loans

Lenders Operating in Gadsden, AL

  • BBVA Bank – Danny Jackson
    601 Broad St, Gadsden, AL 35901
    (844) 228-2872
    Services Available: Mortgages, Financial Services
  • Exchange Bank
    1317 Noccalula Rd, Gadsden, AL 35904
    (256) 549-1300
    Services Available: Mortgages, Banks, Real Estate Loans
  • Lendmark Financial Services
    510 E Meighan Blvd, Gadsden, AL 35903
    (256) 515-4820
    Services Available: Financing Services, Financial Planning Consultants
  • OneMain Financial
    435 George Wallace Dr, Gadsden, AL 35903
    (256) 543-0600
    Services Available: Financial Services
  • Tower Loan
    416 Chestnut St, Gadsden, AL 35901
    (256) 456-9735
    Services Available: Financing Services

Lenders Operating in Huntsville, AL

  • First Southern Financial Inc
    2203 Mastin Lake Rd NW, Huntsville, AL 35810
    (256) 851-6699
    Services Available: Financial Services, Financing Services
  • Myers Agency Services
    810 Regal Dr SW, Huntsville, AL 35801
    (256) 533-3340
    Services Available: Mortgages, Financial Services
  • Platinum Mortgage
    4025 Pepperwood Cir SW, Huntsville, AL 35801
    (256) 382-0032
    Services Available: Mortgages, Financing Services
  • Republic Finance
    930 Old Monrovia Rd NW, Huntsville, AL 35806
    (256) 721-5137
    Services Available:
  • Sun Loan Company
    1407 Memorial Pkwy Nw Ste 20, Huntsville, AL 35804
    (256) 534-7667
    Services Available: Financing Services, Financial Services

Lenders Operating in Madison, AL

  • Alabama Telco Credit
    8566 Madison Blvd, Madison, AL 35758
    (256) 774-3988
    Services Available: Mortgages, Credit Unions
  • BTG Pactual Timberland Investment Group
    6995 Wall Triana Hwy, Madison, AL 35757
    (256) 837-2227
    Services Available: Financial Planning Consultants, Financial Services
  • McGee, Deedee, MLO
    351 Hughes Rd, Madison, AL 35758
    (256) 772-4944
    Services Available:
  • Springleaf Financial Services
    8075 Madison Blvd, Madison, AL 35758
    (256) 772-7474
    Services Available: Financing Services, Financial Services
  • World Finance
    8498 Madison Blvd, Madison, AL 35758
    (256) 772-3993
    Services Available: Financing Services

Lenders Operating in Mobile, AL

  • Always Money
    5366 Highway 90 W, Mobile, AL 36619
    (251) 666-3551
    Services Available:
  • Check N’ Go
    740 Schillinger Rd S Ste B-9, Mobile, AL 36695
    (251) 633-7977
    Services Available: Check Cashing Service, Financial Services
  • Magnolia Mortgage Company
    1550 S University Blvd, Mobile, AL 36609
    (251) 263-6461
    Services Available: Mortgages, Financial Services
  • Regional Finance
    5238 Highway 90 W Ste D, Mobile, AL 36619
    (251) 338-8401
    Services Available: Financial Services
  • Security Finance
    5212 Cottage Hill Rd Ste A, Mobile, AL 36609
    (251) 272-7881
    Services Available: Tax Return Preparation, Financing Services

Lenders Operating in Montgomery, AL

  • Alabama Ag Credit
    7602 Halcyon Summit Dr, Montgomery, AL 36117
    (334) 270-8686
    Services Available: Mortgages, Financing Services
  • City Pawn Shop
    4501 Atlanta Hwy, Montgomery, AL 36109
    (334) 263-6123
    Services Available: Pawnbrokers, Jewelers-Wholesale & Manufacturers
  • MAX Credit – Maxwell AFB
    10 E Selfridge St, Montgomery, AL 36112
    (334) 260-2600
    Services Available: Mortgages, Credit Unions
  • Rice Banking Co
    2803 E South Blvd, Montgomery, AL 36116
    (334) 721-2198
    Services Available: Financing Services, Banks
  • Smith and Associates Realty
    8436 Crossland Loop Ste 101, Montgomery, AL 36117
    (334) 399-6834
    Services Available: Mortgages, Financing Services, Real Estate Loans

Lenders Operating in Prattville, AL

  • Advance America
    1850 E Main St, Prattville, AL 36066
    (334) 365-2502
    Services Available: Check Cashing Service, Payday Loans
  • BB & T
    1798 Fairview Ave, Prattville, AL 36066
    (334) 361-9072
    Services Available: Banks, Financing Services
  • Local Finance
    1661 E Main St, Prattville, AL 36066
    (334) 365-9678
    Services Available: Financing Services
  • Security Finance
    569 Mcqueen Smith Rd S, Prattville, AL 36066
    (334) 239-4056
    Services Available: Financing Services, Tax Return Preparation
  • Wells Fargo Bank
    2783 Legends Pkwy, Prattville, AL 36066
    (334) 285-1222
    Services Available: Banks, Commercial & Savings Banks

Lenders Operating in Tuscaloosa, AL

  • Bank of Tuscaloosa
    2209 9th St Ste 300, Tuscaloosa, AL 35401
    (205) 345-6200
    Services Available: Commercial & Savings Banks, Banks
  • Dorsey Cliff
    3010 Skyland Blvd E, Tuscaloosa, AL 35405
    (205) 556-3637
    Services Available:
  • Modern Loans
    1031 Skyland Blvd E Ste 2a, Tuscaloosa, AL 35405
    (205) 342-0581
    Services Available: Financing Services
  • Security Finance
    610 Skyland Blvd E, Tuscaloosa, AL 35405
    (205) 614-5873
    Services Available: Financing Services, Tax Return Preparation
  • SunTrust ATM
    1190 University Blvd, Tuscaloosa, AL 35401
    (800) 786-8787
    Services Available: Banks, Financial Services

Lenders Operating in Vestavia Hills, AL

  • Always Money
    1543 Montgomery Hwy, Vestavia Hills, AL 35216
    (205) 822-4654
    Services Available: Alternative Loans, Pawnbrokers
  • Check Depot
    3642 Lorna Rd, Vestavia Hills, AL 35216
    (205) 402-0508
    Services Available: Check Cashing Service, Financing Services
  • Ctx Mortgage Company
    1480 Montgomery Hwy, Vestavia Hills, AL 35216
    (205) 979-8909
    Services Available: Mortgages, Financing Services
  • Hometown Lenders
    1120 Mayland Ln, Vestavia Hills, AL 35216
    (205) 979-2252
    Services Available: Real Estate Loans
  • Regions Bank
    520 Montgomery Hwy, Vestavia Hills, AL 35216
    (800) 734-4667
    Services Available: Mortgages, Banks